Lifestyle Trends



  Lifestyle & Trends - How To

Volunteering: small acts, big change

Volunteering: small acts, big change For many communities across the country, the smallest acts of kindness can make the biggest difference. Whether it's working at a local soup kitchen, visiting a nursing home, mentoring youth, or helping to paint a local house in disrepair, there are many ways to get involved.

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The secret to a successful family vacation? Teamwork

The secret to a successful family vacation? Teamwork When it comes to planning your family's vacation, you can find a lot of value in that old saying "teamwork divides the task and doubles the success." Divvying up planning responsibilities helps ensure that one member of the family is not overwhelmed with tasks, and that everyone is excited about and invested in the trip.

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Sites working to inspire real life change

Sites working to inspire real life change Whether your goal is personal or a desire to change something in society, you have to begin somewhere - otherwise you may never begin at all. It can feel daunting, even paralyzing, to tackle a major project. But the best place to start is at the beginning, and often that means making small changes.

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Going green has never been more high tech

Going green has never been more high tech Think going green will cost too much or take too much time? You might be surprised at how much time, energy and money you can save by making a few changes in your home to make it more energy efficient. And don't worry that it will be too much work because some new high tech tools are making it easier than ever.

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Tips to keep your vehicle safe and looking great this summer

Tips to keep your vehicle safe and looking great this summer Small inconveniences can become much larger problems if not taken care of early, and unfortunately, many drivers fail to address vehicle problem signs until it's too late. Frequent checks and proper maintenance can make all the difference between a safe, attractive vehicle and an unreliable eyesore. With a few tips, you can get your vehicle into top shape for easy cruising this summer and beyond.

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Spring home improvements that pay off big

Spring home improvements that pay off big It's beautiful outside and the last thing you want to do is spend all of your spare time working on your home when you could be playing or spending time with loved ones. So what home improvement projects offer the biggest bang for your buck, saving you both time and money down the road?

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Escape from reality by creating at-home retreats

Escape from reality by creating at-home retreats Life is hectic. And although technology has made our lives easier to multitask and stay connected, it also means that no matter where you go, it's hard to fully escape. While traveling to a remote island to get away for peace and relaxation would be a wonderful retreat, you can easily avoid the hustle and bustle of your daily routine by creating peaceful escapes throughout your own home.

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Choose the right homeowner's insurance for your lifestyle

Choose the right homeowner's insurance for your lifestyle Are you a first-time home buyer? An established homeowner? An empty nester? Whatever stage of life you're in, it pays to make sure you have the right insurance - and you're not paying for coverage you don't need.

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Top deck trends for summer 2012

Top deck trends for summer 2012 It's that time of year when homeowners are lured outside by the warm, sunny weather. Is your outdoor space ready to be enjoyed to the fullest? If your deck or patio needs updating, catching up on the top design innovations and trends will help you create an inviting area that will add value to your home investment.

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What everyone needs to know about estate planning, regardless of income

What everyone needs to know about estate planning, regardless of income There's a common misconception among the American public that estate planning is only the domain of the elderly or the very wealthy. However, that's far from the truth. The fact is estate planning is something that can be done by people of any income level, and should be considered by everyone.

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It's never too early or too late to take control of your finances

It's never too early or too late to take control of your finances "Silly season" - the months of campaigning that lead up to a presidential election - is well under way, and it's a sure bet the country's money, finances and spending habits will be favorite issues for politicos of all persuasions. But while the debate and rhetoric is sure to be heated on both sides of the political fence, taking control of finances - specifically, your personal ones - is something worth considering this year. Remember, it's never too early or too late to take control of your finances.

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Five expert tips for a five-star wedding experience

Five expert tips for a five-star wedding experience The average couple shells out nearly $27,000 just to say their "I do's," according to a recent survey. That doesn't include the cost of the honeymoon, either. If you're spending that kind of money, shouldn't your unforgettable wedding be a five-star event?

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Meet your perfect (money) match

For many, the relationship with your bank can be one of the longest and most important commitments you'll ever have. However, if you're among the few feeling as though you are in a one-sided relationship, maybe your bank is "just not that into you." Just as there are many fish in the sea, there is a banking match out there for everyone, which can easily be found by simply assessing your personal finance needs.

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Daring creativity blooms in this season's floral decor

Daring creativity blooms in this season's floral decor A little black dress, a great pair of jeans and a leather jacket - some styles never go out of fashion. Some elements of home decor share that same sense of timelessness, and none more so than a simple floral theme.

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Nip seasonal allergies in the bud

Nip seasonal allergies in the bud When everything comes up roses, so do spring allergies. Forty million Americans suffer from outdoor and indoor allergies in the United States, making it one of the country's most common, yet overlooked health conditions. In fact, allergies are the fifth-leading chronic disease in the U.S. for all ages.

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You can help provide comfort to hospitalized children and families

You can help provide comfort to hospitalized children and families Each year in the United States, millions of American children are hospitalized and must face the challenges of overcoming illness while staying in unfamiliar hospital environments. The physical and emotional toll can be extensive for children whose illnesses require a long hospitalization, as well as for their families whose only wish is for their child to be healthy. You can bring comfort to these families during difficult times. Here are some ideas for how you can make a difference.

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Five travel photography tips for your next vacation

Five travel photography tips for your next vacation Nine out of 10 people are planning to take two or more leisure trips this year, according to TripAdvisor's 2012 Travel Trends Forecast survey. Of these travelers, 42 percent are planning cultural trips that combine precious downtime with enriching experiences. But no matter where or why people take trips this year, travelers can make their getaways more memorable and share their experiences with great photos.

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To rid your garden of weeds, focus on the seeds

To rid your garden of weeds, focus on the seeds Every garden is filled with them: millions of unseen weeds. They are dormant seeds that lurk just below the soil surface, ready to spring to life with just the briefest exposure to light. Weeds can choke a garden, robbing it of space, nutrients and water. Allowing weeds to mature compounds the problem, as they are naturally prolific seed producers. They grow aggressively and can be tough to get rid of, because pulling weeds brings more weed seeds to the surface. The good news is that seeds can also be key to winning the war on garden weeds.

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Home decor evolution: Trends anyone can try for an instant update

Home decor evolution: Trends anyone can try for an instant update Gone are the days when a stylish home and a busy family have to be mutually exclusive. Home decorating is hotter than ever and everyone is getting in on the trend. With an ever-increasing focus on DIY design projects, resources such as shelter magazines, design blogs, TV shows and online home decor retailers are making high design accessible to any homeowner. If your budget doesn't include hiring an interior decorator to update your decor, a few tips from the experts will go a long way.

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How to make sure your indoor air is healthy

How to make sure your indoor air is healthy As soon as the temperatures warm up, you open up the doors and windows and let the "fresh" air in. Many people go on a cleaning spree, vacuuming, dusting and getting rid of all the dust bunnies hiding under furniture. With a fresh, clean house, you assume you'll be breathing much easier. Think again. Here's what every homeowner should know.

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Safe at home: the importance of using infant gear properly

Safe at home: the importance of using infant gear properly Who's responsible for keeping infants safe from gear-related injury? Is it gear-makers, who must meet stringent manufacturing codes, perform strict mandatory government safety testing, and submit to oversight by safety-focused government agencies? Or are parents responsible? The answer, experts agree, is: both.

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Saving money top of mind for cloth-diapering families

Saving money top of mind for cloth-diapering families Families across the U.S. are feeling a financial crunch. The financial pain can be especially hard when baby makes three. In fact, the average start-up cost for a new baby is more than $7,200 according to expert estimates.

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Secrets to online shopping: How to access the best designer deals

The Internet is reinventing how we shop for fashion. Now, no matter where you live and whatever your budget, the best designer offerings are available to those in the know. Whether shopping through your phone, sharing shopping secrets through social media, or gaining access to specialized online shopping sites, like members-only private sales, Internet shopping has never been more rewarding. Here's what you need to know about these exciting shopping trends, and how you can be part of the action.

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Tips for inspiring young readers

Tips for inspiring young readers It's never too early - or too late - to help your child discover the joy of reading. In fact, reading aloud to your child helps build important vocabulary and language skills that last a lifetime. Despite the considerable evidence of a relationship between reading regularly to a child and that child's later reading development, six out of 10 babies and five out of 10 toddlers are not read to regularly by parents or family members.

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Connect on your patio or porch, enjoy the new view

Connect on your patio or porch, enjoy the new view With temperatures on the rise, it's time to get outside to relax with family and friends. Today's homeowners want their outdoor spaces to be an extension of their homes, with 80 percent saying a patio or front porch are "must haves," according to a survey of residential architects by the National Association of Home Builders.

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Insider tips from party pros

Insider tips from party pros As temperatures increase, so do the activities on your social calendar. From family reunions to graduations and weddings, warm weather means prime event season. If you're throwing a party of any kind, you likely need a few supplies. But you don't want to invest a lot of money in items you will only use once. So how do you host the party you envision without buying items you'll just have to store and maintain later?

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Disability: What you don't know can hurt you

Disability: What you don't know can hurt you The average adult rushes off each weekday morning to work or school, focused on the busy day ahead. No one ever thinks that one day, suddenly, his or her life will be changed forever by a sudden, unexpected disability.

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Five tips for creating a stadium-style lawn in your own backyard

Five tips for creating a stadium-style lawn in your own backyard Many homeowners think a professional-looking lawn requires a stringent water and fertilizer regime. While both water and fertilizer play their part, neither is the stand-alone key to a perfect lawn. These five tips offer homeowners simple solutions to achieving a great yard.

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Resolutions small business owners should keep all year long

While we all start the new year hoping to better ourselves, business owners have another improvement goal to think about: strengthening their business. But while personal promises to go to the gym more or read 50 books often fall by the wayside, business owners have to keep up their efforts to keep their ventures thriving in a strained economy.

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What NASCAR can teach you about making marriage work

What NASCAR can teach you about making marriage work Modern married life can definitely be like a NASCAR race.

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Tips to help maintain a work-life balance during business travel

Tips to help maintain a work-life balance during business travel Companies have been pumping the brakes on business travel, but as the economy improves, employees are hitting the road again, realizing that investing in in-person meetings is worth the cost. As business travelers become acclimated again to a steady life back on the road, their next challenge is maintaining that illusive work-life balance.

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Charming fashion trend: Tips for creating a unique gift

Charming fashion trend: Tips for creating a unique gift Charm bracelets are more popular than ever, gracing the pages of glossy fashion magazines and adorning the arms of women of all ages, yet charm bracelets are much more than a hot trend. The charm bracelet has a long history that makes it a timeless piece of jewelry and each woman's charm collection is an expression of her personal style and her unique story. Consider these tips for creating an unforgettable charm bracelet for yourself or the special women in your life.

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Celebrity status not required: Four simple tips to get boating

Celebrity status not required: Four simple tips to get boating Flipping through a celebrity magazine, it's easy to spot stars on exotic getaways, enjoying the water aboard a megayacht. But, boating isn't just for the rich and famous - you don't have to be a millionaire to get out on the water.

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Taking care of yourself can help take care of your loved ones

Struggling to keep those New Year's resolutions? Don't worry. Research shows that more than 65 percent of people break their resolutions within three weeks, and that it takes about a month of concerted effort to form a new healthy habit such as routinely working out.

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Despite setbacks, swimmer takes head-first approach to reaching Paralympic gold

Despite setbacks, swimmer takes head-first approach to reaching Paralympic gold By 10 a.m., Anna Johannes has crossed more off of her daily to-do list than most strive to accomplish in a week. As a swimmer with her eyes set on the 2012 Paralympic Games in London, every moment of her day counts as she balances training, practice, taking college courses and completing homework assignments.

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Help smokers keep resolutions and stay on track to quit - simple tips and tools

Help smokers keep resolutions and stay on track to quit - simple tips and tools On average, it takes a smoker up to nine attempts to quit before they're able to do so successfully. Every relapse begins with smaller lapses - so quitters shouldn't stop trying. Here are some tips to help.

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Love and relationships: Setting expectations essential before unmarried couples commit to living together

Love and relationships: Setting expectations essential before unmarried couples commit to living together It has become the new norm: Unmarried couples deciding to live together. In fact, the number of unmarried, opposite-sex couples who shared the same living quarters jumped by 13 percent, to 7.5 million, in 2010 over 2009, according to the U.S. Census Bureau. The number of same-sex couples living together is about 620,000.

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Time to grow for it: Homegrown on your own

Time to grow for it: Homegrown on your own Growing vegetables is easier than you think. Plan it properly, and you can enjoy a healthy, homegrown harvest from the fruits of your labor - without having to spend hours tending it.

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Shop sustainable: How to know which products are environmentally friendly

Shop sustainable: How to know which products are environmentally friendly Spring is often considered a time for renewal and change. When planning your home spring cleaning and design changes, consider which products and furniture you own that are sustainable. This is an opportunity to make modifications that will not only bring a new energy to your life but environmental benefits, too.

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Let your hobby guide you to your perfect travel destination

Let your hobby guide you to your perfect travel destination With so many choices in travel destinations, sometimes it's best to plan a vacation around your passion.

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Fuel your summer activities with smart foods that keep you going

Fuel your summer activities with smart foods that keep you going As the sun stays in the sky longer and temperatures warm up, being more active is simply second-nature. Getting outdoors gives a new vitality to any exercise routine, whether you're kicking off training for your first 5K or maintaining a program you've enjoyed for years.

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Step one in your car-buying adventure: Shape up your credit

Step one in your car-buying adventure: Shape up your credit It's likely you'll need to finance your vehicle purchase, especially if you're buying new. A good credit score can help reassure potential lenders that you'll be a good credit risk - and make them more inclined to offer you a lower interest rate for your auto loan.

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Best options for beating the bugs of cold and flu season

Best options for beating the bugs of cold and flu season Cold and flu season is now in full swing and staying healthy this time of year can be a challenge. For those suffering, identifying the type of illness - cold, flu, sinus infection, etc. - and finding the right over-the-counter medications are key in helping to alleviate symptoms.

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The guy's guide to mulch

The guy's guide to mulch One of the manly rites of spring, designed to impress the neighbors, is a fresh layer of mulch. But, did you know that it can also help prevent erosion and discourage weeds in the garden? Mulch is an invaluable ingredient to a successful growing season - so much more than shredded bark sprinkled around the base of an ornamental tree each spring. Get the facts on mulch to impress all the neighbors and have a great looking landscape to boot.

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Enjoy outdoor activities while keeping ticks and mosquitos away

Enjoy outdoor activities while keeping ticks and mosquitos away While warmer weather brings many opportunities to enjoy outdoor living spaces, it also ushers in unwanted pests like ticks and mosquitos.

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Upgrade your summer with an outdoor living do-it-yourself project

Upgrade your summer with an outdoor living do-it-yourself project Nothing says warm weather quite like backyard barbecues and pool parties. But if your outdoor living space doesn't quite make the grade, you might consider building a dream deck with your own two hands. Do-it-yourselfers not only save money in labor costs, but they also reap the pride and satisfaction of improving and adding value to their homes.

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Easy, affordable weekend spruce-up projects you can tackle this spring

Easy, affordable weekend spruce-up projects you can tackle this spring When it comes to home improvement, most of us have two "to-do" lists: the things we need to do, such as paint the shutters and clean out gutters, and the list of those we want to do, such as fun and easy projects that add visual interest or practical enhancements to the outdoors. Since our budgets for both lists are usually limited, it makes sense to seek out projects that are easy, affordable and that create the most impact in a short amount of time.

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Educational programs empower patients with lung diseases

Educational programs empower patients with lung diseases Complications associated with lung diseases such as asthma, chronic obstructive pulmonary disease (COPD), and cystic fibrosis (CF) account for millions of emergency room visits each year. Many of these complications occur because the diseases are not being properly managed, which many - including several advocacy groups -- believe may be related to a lack of understanding and knowledge on behalf of the patient. For this reason, patient education has become increasingly important in managing lung diseases.

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Tips for installing a vinyl fence the easy way

Tips for installing a vinyl fence the easy way Chances are installing a backyard fence is a home project that makes you want to run for the hills. After all, who wants to rent power augers, dig deep holes, tear up the yard, remove excavated dirt and pour hundreds of pounds of concrete? Probably not you. The good news is that you can actually install a fence without all this hassle.

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Save time and money by learning IRA rollover basics

Save time and money by learning IRA rollover basics The two things that everyone could use more of are time and money. One way to help free up some of both is by rolling over your existing retirement assets into an Individual Retirement Account (IRA). An IRA rollover may give you greater control of assets spread across multiple accounts and potentially offers improved diversification, flexibility, guidance and service. This could save you money in fees and other costs from different accounts as well as cut down on financial paperwork and other headaches from dealing with multiple assets.

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Set the scene - and the table - for a perfect summer party

Set the scene - and the table - for a perfect summer party Simply put, summer is entertaining season. Patio parties come together at the last minute and long-planned events fill up the calendar months in advance. But no matter whether you're having an impromptu gathering or an invitation-only celebration, focusing on the flavors and sensory delights of summer will make your party a success, without demanding too much of your time.

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For career success in today's tough economy learn the G.L.O.W. method

For career success in today's tough economy learn the G.L.O.W. method Good is just not good enough for many employers today. As companies look to do more with less, hiring managers are drawn to those job candidates who stand out from the crowd and clearly illustrate the value they bring to an organization.

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What working professionals should look for in degree programs

What working professionals should look for in degree programs The college experience means different things to different people. An undergrad straight out of high school might consider Saturday football games and fraternity events part of the deal. But if you're a working professional heading back to school, chances are you're going to be a lot less concerned with the extracurricular aspects of college.

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A man's guide to making high-impact, low-fuss romantic meals

A man's guide to making high-impact, low-fuss romantic meals It's time to banish that old stereotype that the only guys who can cook are professional chefs. Men, even if your culinary expertise starts with boiling water and ends at the microwave, you can serve a dazzling one-pot meal for your significant other, your best buds or just yourself.

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Easy tips to create a relaxing experience at home

Easy tips to create a relaxing experience at home In our fast-paced and chaotic lives, we're always seeking ways to relax and de-stress from the day. For some, that means watching a favorite TV show, having a nice glass of wine, or even a message at the spa, but we often forget about our homes and the impact of its design on relaxation.

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Financial tips for new graduates

Financial tips for new graduates If you are a new graduate, a college degree is just the first step in the new direction your life will be taking. A new career, potentially a new community to live in and a bit of cash in your pocket to spend - there are a lot of changes happening. Here are some financial tips to help grads get the most out of their new paychecks.

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Translating a remodeling dream into reality

Translating a remodeling dream into reality You've made the decision to remodel your home. The budget range and project scope have been set. You've even preemptively told your sister-in-law she'll need to host Christmas (alright, that was before you knew you were going to remodel). Now what?

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How to get rid of deer before they devour your yard and garden

How to get rid of deer before they devour your yard and garden Deer are the poster critters of natural adaptability. As suburbia has encroached on their wild habitat, deer have adjusted easily, finding plenty to eat in residential landscapes. Several methods can be effective in deterring deer, including the use of repellents.

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Flying 'Old Glory' this summer? How to do it right

Flying 'Old Glory' this summer? How to do it right Summer isn't just the season of baseball, barbecues, vacation and fresh produce. It's also flag season. Three of the country's most important patriotic holidays - Memorial Day, Flag Day and Independence Day - arrive with summer, and across the nation proud Americans will show their patriotism by displaying the American Flag. Here's a thumbnail review of the Flag Code's guidelines so you can be confident in all you do.

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The secret to successful dating: Know yourself first

The secret to successful dating: Know yourself first Even if you dated through high school and college, entering the dating world as a single, independent adult can be daunting. When it comes to dating, knowing who you are and what you have to offer another person is every bit as important as knowing what you want. Here are some tips for learning about yourself, and how to parlay that self-knowledge into positive dating experiences.

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Hot trends for spring home improvement projects

Hot trends for spring home improvement projects Warmer temperatures, green grass and increased daylight help shake off the winter blues and inspire home and yard improvements to spruce up your surroundings. Whether you're remodeling to stay put, or putting your home on the market, consider home improvement and design trends as you plan your renovation projects.

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Smart time- and energy-saving tips for every room in the house

Smart time- and energy-saving tips for every room in the house Keeping your home beautiful, organized and running smoothly is a never-ending task. The chores from the kitchen unfold into the dining room, which spills into the living room, the bedrooms, bathrooms, laundry room and beyond. Once you've added it all up, the amount of time and energy you spend on housework - day to day and year to year - is staggering.

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Interior design trends: Easy seasonal changes refresh and revive your home

Interior design trends: Easy seasonal changes refresh and revive your home Spring's new growth and warm sunshine provide inspiration for renewal in our lives. It's a time to pack away the sweaters and boots for lighter layers and brimmed hats. Homeowners should embrace this same mindset - one where you pack away the heavy textures and colors of winter in favor of breezy fabrics and fun decor that inspire a fresh feeling in your house. Break out of the winter gloom by making some simple changes to your home with bright, fresh decor. Here are the top trends in interior decorating that capture the optimistic feeling of springtime, without having to spend a lot of time or money.

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National park vacations on the rise

National park vacations on the rise Considered "America's best idea," national parks provide travelers undisturbed views of natural wonder as far as the eye can see and provide a unique backyard oasis where postcard views meet real, life-altering experiences. All this unrivaled beauty, when combined with opportunities for exploration and easy accessibility, makes the national park system a popular vacation choice for today's travelers.

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Practical 2-for-1 solutions for gardeners

Practical 2-for-1 solutions for gardeners What gardener doesn't find tasks like weeding and watering tiresome? To tackle recurring chores like these and more with greater ease and efficiency, consider some practical tools that offer two-in-one solutions.

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Seven effective habits to prevent hearing loss

Seven effective habits to prevent hearing loss Hearing loss is common, but the perception that hearing loss is only caused by aging is incorrect. More than 36 million American have hearing loss. Changing lifestyle habits, and treating a variety of health conditions can help to prevent hearing loss.

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Your money: Last-minute tax tips

Your money: Last-minute tax tips Are you among the millions of Americans who scramble every year to meet Uncle Sam's income tax filing deadline? The Internal Revenue Service (IRS) estimates that one-third of Americans wait until the last minute to file their personal income tax returns (for 2011 income tax returns, the deadline has been extended to April 17). If you count yourself among that group, it's important to realize the costs could be adding up - from missing important deductions that could affect the amount of your refund to incurring penalties from the IRS for not filing on time.

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Achieving a slimmer summer body for swimsuit season and beyond

Achieving a slimmer summer body for swimsuit season and beyond Longer days, bright sun and warm weather can serve as a well-needed dose of motivation to get fit for summer. The trick is to sustain that energy through each changing season as you strive to achieve a healthier lifestyle.

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Avoiding five mistakes that even good homeowners make

Avoiding five mistakes that even good homeowners make Have you ever accidentally left a candle burning unattended? Or left home without turning on the security system? You probably made a mental note to yourself to not do it again, but otherwise didn't think much about it. But next time, you might not get so lucky. A simple "uh oh" could lead to thousands of dollars in damage to your home. Here are five tips to avoid common homeowner mistake.

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Experts' shopping secret: Use online reviews to be a smarter shopper

Experts' shopping secret: Use online reviews to be a smarter shopper As a shopper, sometimes being first isn't the best idea. With all the easy access to online information, it's better to benefit from the advice of others before making purchase decisions.

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Do-it-yourself deck-building tips

Do-it-yourself deck-building tips Looking for a way to enhance the use and enjoyment of your outdoor space? A deck addition may be the solution. A deck creates a designated area for entertaining and relaxing outdoors, while increasing homeowner satisfaction and home value. If you're a motivated do-it-yourselfer, building your own deck can be a fun and rewarding challenge that saves you money and ensures your outdoor space is tailored to suit you and your home.

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Easy lawn and garden tips for summer

Easy lawn and garden tips for summer Having a beautiful lawn and garden doesn't mean the work has to be difficult or complicated. With a little planning and the right tools, you'll spend less time working and more time hosting cookouts, lounging in the sun and watching the kids play in the backyard. Here are some top lawn and garden tips that keep work easy.

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Why your beauty routine should go beyond one bottle

Why your beauty routine should go beyond one bottle The radiance of youthful skin is something that everyone is lucky enough to have at some point. But as the years pass, that nature-given glow tends to dull and slacken, leaving most people searching for a way to recapture that look. The booming cosmetic and skincare business produces plenty of one-jar wonders that promise radical results, but many of them don't deliver. Dermatology experts know, however, that taking a broader approach to caring for your skin is the optimal way to get results.

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Why tax time is the perfect time to plan for retirement

Why tax time is the perfect time to plan for retirement Every year, tax time serves as a reminder of financial progress. Before the big April deadline rolls around, most of us spend time gathering documents, reviewing accounts and meeting with financial advisors, and all of that effort is centered around getting a firm grasp on what you earn, save and invest. What many don't realize is that tax time preparation can be beneficial for more than one reason. Consider this: Many of the same documents, papers and files you go through to complete your taxes are the same documents you need for assessing your retirement preparedness.

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Seven ways to help jumpstart your retirement plan

Seven ways to help jumpstart your retirement plan Everyone knows that they should be putting away money for retirement, but for those who haven't started saving, it can seem like a daunting task. Even though you know you should be saving, it's possible that you haven't gotten around to contributing to your retirement plan because you don't think you have money to spare, or don't know where to start.

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Real estate: Tips on buying and financing your first home

Real estate: Tips on buying and financing your first home For many younger Americans, the dream of owning their first home is alive and well. But for others, it's still an elusive dream. Whether you're ready now or will be down the road, buying your first home takes preparation. Here are some tips on how to get started.

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In a changing travel climate, travel agents reclaim the spotlight

In a changing travel climate, travel agents reclaim the spotlight Recent years have been revolutionary for the travel industry. The democratization of booking tickets and vacations turned the traditional model on its head - instead of going to an agent, consumers could suddenly book everything with a few clicks. But that was then - today's travel landscape is evolving in new ways, some of which have travelers reassessing the value of DIY planning versus enlisting a travel agent.

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In retirement, how will you use your nest egg?

In retirement, how will you use your nest egg? Determining how to manage your nest egg during retirement can seem daunting without proper guidance. Here are some tips to get you thinking about your retirement income strategy.

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Taking a test drive: Do it right

Taking a test drive: Do it right When shopping for a new or used car, the test drive is an essential part of the process. While the test drive may be exciting, experts advise car shoppers keep emotions in check and evaluate the car in its entirety to make a good purchase decision.

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Buying a car? Avoid these wrong turns

Buying a car? Avoid these wrong turns Buying a car is like an epic adventure. Fortunately, a few simple steps can help ensure your car buying experience is a great adventure that doesn't turn into a detour to financial disaster. Here are some common wrong turns and how to avoid them.

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How your smartphone can help you care for your car

How your smartphone can help you care for your car If you can resist the temptation to reach for it while you're behind the wheel, your smartphone can be a great asset as you care for your vehicle. A smartphone can give you instructions for maintenance procedures while you are under the hood, help you find a part that needs fixing and get you to a trusted mechanic quicker and easier than ever before.

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Protect your identity as you would other valuables

There is good reason for the concern to protect your assets. You've worked hard to obtain them and will do everything reasonable to shelter them from harm. As has been true throughout time, as advances are made in securing and protecting our valuables, there's someone working just as diligently to gain access to your hard-earned assets. Your identity is no different.

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Four easy steps to jump-start outdoor spring cleaning

Four easy steps to jump-start outdoor spring cleaning If the warmer temperatures, bright sunshine and greening of spring give you the urge to clean, you're not alone. If you want to make spring cleaning easier, especially outdoor spring cleaning, a little planning will save lots of elbow grease.

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A safer smoothing treatment makes hairstyle trends easy to achieve

A safer smoothing treatment makes hairstyle trends easy to achieve Fashion changes with the seasons, and those seasonal switches aren't just limited to the clothes you wear every day. Fashion forecasters pay equal attention to new hairstyles that come down the runway.

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Style staples: jewelry essentials for every budget

Style staples: jewelry essentials for every budget Every woman knows there are some basics that have to be in her closet: a little black dress, a pencil skirt, a great pair of jeans and a classic purse. With the right building blocks, you can put together an outfit that's stylish, feminine and timeless, without a lot of fuss. The same idea should apply to your jewelry collection. When you have the essential pieces, you'll be prepared for any occasion, whether you need to be subtle or want to turn some heads.

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Slash college bills with tax benefits

Slash college bills with tax benefits Other than buying a home and automobile, a college education is one of the biggest investments Americans typically make. On average, in-state tuition and fees at a four-year public college increased by more than 8 percent to $8,244 for the 2011-2012 academic year, and room and board now averages more than $17,000 per year. Fortunately, you may be able to cut your college costs at income tax time with a variety of credits, deductions and savings plans.

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Graduating? Career trends job-seeking students should know

Graduating? Career trends job-seeking students should know Students graduating from college this year should expect better job opportunities and salaries than graduates from recent history, but that doesn't mean new graduates will have an easy time finding employment. Competition will still be fierce with hundreds of applications submitted for jobs in many industries, both from new graduates and former graduates still looking for work. If you're planning on graduating soon and seeking career opportunities, here are some employment trends to be aware of.

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Early warm temps bring early allergy symptoms

Early warm temps bring early allergy symptoms Spring-like temperatures arrived early this year, and with them came early allergy symptoms for many: itchy throats and eyes, stuffy noses, sneezing, teary eyes and more. These developments come on the heels of the fourth warmest winter since record keeping began, according to the U.S. National Climatic Data Center.

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Gift wrapping tips: Fashionable and functional ways to make packages extra special

Gift wrapping tips: Fashionable and functional ways to make packages extra special The warm weather seasons are well stocked with special occasions. Whether you're saying best wishes at a friend's wedding or offering congratulations to a recent grad, it's easy to make your gift the brightest in the pile. Follow these simple tips to inspire your imagination and you'll create gift wrapping that's as special and personal as the present inside.

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Seven things to know before tackling your 2011 tax return

Seven things to know before tackling your 2011 tax return Individuals and businesses spend more than 7 billion hours a year complying with federal tax-filing requirements, according to the Internal Revenue Service. To reduce the amount of time you spend, and maybe how much you owe, follow these seven tips.

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Breakfast can be exciting: The proof is in the pudding

Breakfast can be exciting: The proof is in the pudding Pancake sandwiches, chicken and waffles, egg casseroles -- breakfast seems to be inspiring creativity and breaking barriers morning, noon and night. The only challenge the most important meal of the day has is its designated time slot.

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How to understand credit scores

How to understand credit scores Even if you review your credit report every year - and you should view it more frequently than once every 12 months - it's easy to be confused by credit scoring. To help you better understand credit scoring and how it affects your financial wellbeing here are answers to six basic credit score questions.

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Secrets of safe sleep: What parents need to know before putting baby to bed

Secrets of safe sleep: What parents need to know before putting baby to bed When a baby arrives in your home, the world changes. Even after the months of preparation and planning for the little one's arrival, the love a parent feels is stronger than could have been imagined - and so is the protective instinct. Giving your baby the finest of everything and keeping her safe are the top priorities for parents, but the gap between what seems like the right thing to do and what will actually be best for your child can be wide.

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Choose a certified installer to create curb appeal with confidence

Choose a certified installer to create curb appeal with confidence Looking for a way to improve the curb appeal of your home? Re-siding your home with vinyl siding is a great investment because it never needs painting to maintain its beauty and durability. Once you've made the decision to re-side your home with vinyl siding, however, you need a qualified contractor to install it properly to ensure long-lasting curb appeal.

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Get your pool ready for safe family fun

Get your pool ready for safe family fun As the weather starts to warm, you can't help but stare at your backyard pool, anxious to begin a new season of memories with friends and family. No matter the season, pool safety should always be top of mind where children are concerned. With safety barriers - or layers of protection - in place between the home and the pool, you can experience the pleasures of backyard swimming pools and feel confident that children, grandchildren and visitors will be safeguarded from pool accidents.

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How to protect your greatest asset - your home - from subterranean termites

How to protect your greatest asset - your home - from subterranean termites When it comes to protecting your home's value, you have no control over some of the factors that influence real estate values, like nearby retail development or the job market in your area. You can, however, take control over one major factor in your home's value, its health and the health of your neighborhood - termites.

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You can help: What to do if you suspect a child is being mistreated or abused

You can help: What to do if you suspect a child is being mistreated or abused It's a too-common scenario: you see a parent with a toddler at the store. The toddler misbehaves and, suddenly, the parent flies into a rage and screams at the child. The reaction only causes the child to cry louder, which leads to even more yelling by the parent. What can you do? Without knowing any of the family's history or its struggles, is it OK to step in at all?

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Take your home from dreary to cheery with a fresh coat of paint

Take your home from dreary to cheery with a fresh coat of paint Spring is upon us and so is the time for spring cleaning and sprucing up the house. What's a quick and easy way to make a room look instantly cleaner and brighter? Add a fresh coat of paint. But don't think this project will be a long and laborious one - with a little planning and the right products, it's as easy as one-two-three.

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Five simple steps to help homeowners ease into spring projects

Five simple steps to help homeowners ease into spring projects Now, while the winter is still around, is the best time for homeowners to get a jump start on planning and prepping for their spring and summer home and garden projects; so when the weather really does warm up, it takes little effort to get the projects underway. In addition to fine-tuning home improvement and gardening plans, it is also a good idea to make certain the required tools are in tip-top shape, so the projects are not delayed.

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